Products related to Mortgage:
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Transnational Mortgage Law : Reconstructing the Global Framework for Housing Finance
This book uncovers and reconstructs the growing body of legal principles and rules governing mortgages that have been developed by different transnational institutions and actors. It shows how mortgages have evolved from a type of real security commonly used to facilitate lending by mitigating credit risk, to a transferable commodity with the potential to affect international financial stability and consumer welfare.In doing so, the book reveals the emergence of new policy objectives and rationales for regulation that have led to changes in the structure and functions of mortgage laws.Characterising this development as a type of transnational law, the book highlights the paradigm shifts in the law of residential mortgages brought about by their increasing global relevance.The analysis reveals tensions between the goals of risk mitigation, financial stability, consumer protection and housing justice. The result is an innovative analysis at the intersection of contract law, property law and international financial regulation.The book portrays transnational mortgage law as a complex field governed by a plurality of socially and economically relevant but potentially conflicting goals and principles.
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Fisher and Lightwood's Law of Mortgage
This title covers all aspects of the law of mortgages, including what mortgages and charges are, parties to mortgages, void or imperfect securities, transfer and devolution of mortgages, mortgagee's remedies, priorities of mortgages, incidence of the mortgage debt, discharge of the mortgage, accounts and costs.The fifteenth edition has been fully updated to reflect new legislation, cases, regulatory material and other developments.
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Mortgage wanker,New Home Card, none
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Mortgage Wanker,New Home Card, none
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What is a primary mortgage financing?
A primary mortgage financing refers to the initial loan that a borrower obtains from a lender to purchase a home or property. This type of financing is typically used to cover the majority of the purchase price of the property, and is secured by the property itself. The borrower makes regular payments to the lender over a set period of time, usually 15 or 30 years, until the loan is fully repaid. Primary mortgage financing is a common way for individuals to become homeowners without having to pay the full purchase price upfront.
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Can the mortgage on the house increase?
Yes, the mortgage on a house can increase under certain circumstances. For example, if the homeowner has an adjustable-rate mortgage, the interest rate can increase over time, causing the monthly mortgage payment to go up. Additionally, if the homeowner has a mortgage with an escrow account for property taxes and homeowners insurance, an increase in these expenses can also lead to an increase in the monthly mortgage payment. Finally, if the homeowner takes out a home equity loan or line of credit, this can also increase the overall debt secured by the house.
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How does the mortgage work in Monopoly?
In Monopoly, players can purchase properties when they land on them. If a player lands on an unowned property and chooses not to buy it, the property goes up for auction. If a player cannot afford to purchase a property, they have the option to mortgage their own properties to raise funds. When a property is mortgaged, the owner receives cash equal to half of the property's value, but they must pay 10% interest when they unmortgage the property.
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Where can I get a mortgage deed?
You can obtain a mortgage deed from a mortgage lender or financial institution that is providing you with the loan for purchasing a property. The mortgage deed is a legal document that outlines the terms and conditions of the mortgage agreement between the borrower and the lender. It is typically prepared by the lender's legal team and signed by both parties before the loan is disbursed.
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A Practical Guide to Paying off Your Mortgage Early
Owning a property is a dream for many people, and borrowing from banks is often essential to achieve this.However, having a mortgage can cause real anxiety because of the latent fear of losing our home if we cannot keep up with mortgage payments.Traditionally, homeowners repay their debt over 25 years, but high house prices have made it necessary to increase the term up to 40 years to make monthly payments affordable.Spreading the debt over a longer period of time not only means that borrowers have to pay more interest, but they are also exposed to other risks such as potential interest rate rises and changes in personal circumstances affecting their mortgage eligibility.These can lead to financial worries, financial stress, and reduced well-being.There are few practical guides available to show borrowers how to manage their mortgage debt more effectively, and how to repay their mortgage quickly so that they are debt-free. This book seeks to empower consumers, young and old, by providing a roadmap to help borrowers achieve financial security through planning for the future, insuring their income, and setting up an emergency fund.It also outlines simple strategies for an early repayment of debt, including paying off the capital, making extra payments, and monitoring their mortgage debt.In doing so, it aims to help readers improve their general well-being, enhance their financial security, reduce their financial worries, and eliminate their ‘mortgage insomnia’.
Price: 34.99 £ | Shipping*: 0.00 £ -
106 Mortgage Secrets All Borrowers Must Learn -- But Lenders Don't Tell
The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate?Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms?Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you.Fully updated, this practical guide explains how today's changing mortgage market really works.Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations.In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth.With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.
Price: 13.99 £ | Shipping*: 3.99 £ -
Foreclosed : Mortgage Servicing and the Hidden Architecture of Homeownership in America
In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress.The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today.In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system.Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak.Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States.
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Congrats On Managing To Get A Mortgage,New Home Card, none
Your Card Was Designed By The London Studio Discover our A5 Greeting Cards - true works of art for any occasion. These print-ready cards feature artist-crafted designs and provide ample space for your custom message. Printed on high-quality cardstock, they serve as keepsakes and come with matching envelopes for added elegance. Send your best wishes or share beauty with our artist-crafted cards. Explore our collection today and let artistry and craftsmanship do the talking. Perfect for any occasion, they embody the timeless art of communication.
Price: 2.99 £ | Shipping*: 3.95 £
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What do I need to cancel a mortgage?
To cancel a mortgage, you typically need to pay off the remaining balance of the loan. This can be done by making a lump sum payment for the full amount owed. Once the loan is paid off, the lender will provide you with a satisfaction of mortgage document, which officially cancels the mortgage lien on the property. It's important to follow the specific procedures outlined by your lender to ensure the mortgage is properly canceled.
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How can I tell if a mortgage still exists?
To determine if a mortgage still exists on a property, you can start by checking the public records at the county recorder's office where the property is located. Look for the deed of trust or mortgage document that was originally recorded when the loan was taken out. You can also contact the lender directly to inquire about the status of the mortgage and any outstanding balance. Additionally, you can request a copy of your credit report, which should list any current mortgages or liens on your property.
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How was the house purchased without a mortgage deed?
The house was purchased without a mortgage deed through a cash transaction. This means that the buyer paid for the house in full with their own funds, rather than taking out a mortgage loan from a bank or other financial institution. This type of transaction is common in situations where the buyer has enough savings or access to funds to purchase the property outright, without the need for a mortgage.
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Does a registered mortgage affect gift tax on real estate?
A registered mortgage does not affect gift tax on real estate. Gift tax is typically based on the fair market value of the property being gifted, regardless of any existing mortgages or liens on the property. The recipient of the gifted property may assume responsibility for the mortgage, but this does not impact the gift tax liability of the donor. It is important to consult with a tax professional or attorney for specific advice on gift tax implications related to real estate transactions.
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